VA

VA Loan Affordability Calculator

VA loans offer $0 down and no PMI for eligible veterans. Includes VA funding fee rolled into the loan.

Loan Details

= $0 · LTV: 100.0%

VA Loan Summary

Base Loan: $500,000

VA Funding Fee (2.15%): $10,750

Final VA Loan: $510,750

✓ No PMI required

Total Monthly VA Payment

$3,795

/month · No PMI

Payment Breakdown

Principal & Interest$3,228/mo
Property Tax$417/mo
Insurance$150/mo

Loan Details

Home Value

$500,000

Base Loan Amount

$500,000

VA Funding Fee

$10,750

Final VA Loan

$510,750

Down Payment

$0

LTV Ratio

100.0%

Monthly P&I

$3,228

PMI

None (VA benefit)

Front-End DTI

36.1%

Back-End DTI

50.4%

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