Conventional Loan Affordability Calculator
Calculate your monthly payment breakdown including PMI, taxes, and insurance. Live calculations update as you type.
Loan Details
= $82,500 · LTV: 85.0% — PMI applies
Total Monthly Payment
$3,892
/month
Payment Breakdown
Principal & Interest$3,071/mo(79%)
Property Tax$458/mo(12%)
Insurance$160/mo(4%)
PMI$203/mo(5%)
Loan Details
Home Value
$550,000
Loan Amount
$467,500
Down Payment
$82,500
LTV Ratio
85.0%
Monthly P&I
$3,071
Monthly PMI
$203
Front-End DTI
37.1%
Back-End DTI
51.4%