How to Qualify for a DSCR Loan in 2026
DSCR loans let real estate investors qualify based on rental income — not personal income. Here's exactly how to use one in 2026 to grow your portfolio.
Your Loan Officer is a licensed mortgage loan officer. Whether you're buying your first home or growing a rental portfolio, we'll get you to the closing table with the best loan for your situation.
Takes 2 minutes. No credit check until you're ready.
From first-time buyers to experienced investors, Your has the right loan program for you.
Buying your first home or upgrading? We'll find the right loan program — conventional, FHA, VA — and get you to closing fast.
Learn More →Lower your rate, shorten your term, or pull cash out for renovations or debt consolidation. Let's see what makes sense for your situation.
Get Quote →Grow your rental portfolio without W2 income requirements. Qualify on your property's cash flow. No tax returns required.
Learn More →3–3.5% down payment options for buyers who haven't accumulated a large savings cushion. Down payment assistance programs available.
Check Eligibility →Here's why borrowers choose Your Loan Officer and keep coming back.
Reach out directly. Your answers the phone and replies promptly.
Licensed Mortgage Professional
Families and investors have trusted Your with their mortgage.
"My loan officer made the homebuying process so smooth. Everything was explained clearly and we closed in 28 days. Highly recommend!"
"We were first-time buyers and nervous about the whole process. Our LO held our hand through every step and got us a great rate."
"Used them for my third DSCR loan. They know the investor side of the market better than anyone. Fast, professional, great pricing."
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